Terms and Conditions for Bento
These Terms and Conditions (“Terms”) are a binding legal agreement between you (“you” or “User”) and Halcyon Code (“we”, “us”, “our”, or “Developer”), governing your access to and use of the Bento mobile application, together with any related content, features, and functionality (collectively, the “App”).
BY DOWNLOADING, INSTALLING, ACCESSING, OR USING THE APP, YOU AGREE TO BE BOUND BY THESE TERMS. If you do not agree to these Terms, do not download, install, or use the App.
1. Eligibility
You must be at least 13 years of age (or the minimum age of digital consent in your jurisdiction) to use the App. By using the App, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms. If you are using the App on behalf of a minor under your legal guardianship, you accept full responsibility for their use of the App and compliance with these Terms.
2. Description of the App
2.1 App Description
Bento is a personal budgeting and expense-tracking tool that allows you to record income, recurring bills, one-time expenses, and savings goals, and to view historical summaries and projections based on the information you enter. The App operates entirely on your local device. It does not require an account, does not connect to any backend server operated by us, and (other than the anonymous currency-exchange-rate lookups described in our Privacy Policy) does not transmit your data anywhere.
The App also includes an optional lock screen feature (a PIN, passphrase, or biometric unlock) you may enable in Settings for an additional layer of convenience and protection against casual access to the App on your device. This feature is a screen-lock convenience layer only, does not encrypt Your Data, and is not a guarantee against unauthorized access to your device or the App. Further detail on how this feature handles your PIN, passphrase, or biometric information is in our Privacy Policy.
2.2 Free Trial
Upon first launching the App, you receive a free trial period of thirty (30) days (the “Trial Period”), during which all features of the App are available to you at no cost. The Trial Period begins on the date you first launch the App and is tracked locally on your device; it does not require registration, an account, or the provision of any payment information.
Upon expiry of the Trial Period, if you have not completed the one-time purchase described in Section 2.3, the App transitions to a read-only mode: you retain full access to view all data you have previously entered (including bills, expenses, goals, and historical summaries), but you will not be able to add, edit, or delete any information, log new income, or modify recurring-bill, budgeting, or goal settings, until you complete the purchase described in Section 2.3. Read-only mode is not a suspension, discontinuation, or termination of these Terms or of your license to use the App. The App remains fully installed and operable for viewing purposes, and none of your existing data is deleted, modified, or otherwise affected by the transition to read-only mode.
2.3 Fees; One-Time Purchase
You may unlock full, permanent functionality of the App, at any time, whether during or after the Trial Period, by completing a one-time purchase (the “Unlock Fee”) at the price displayed to you within the App and through Google Play at the time of purchase, shown in your local currency. The Unlock Fee is processed exclusively through Google Play Billing; we do not directly receive, process, or store your payment card, bank account, or other payment-instrument information. Your purchase transaction is subject to the separate terms, conditions, and policies of Google Play, in addition to these Terms.
Once you have completed the purchase, your entitlement to full App functionality is permanent, restorable at any time via Google Play’s standard “restore purchases” mechanism when signed into the same Google account used to make the purchase. We reserve the right to change the price of the Unlock Fee for future purchasers at any time and without notice; any such change will not affect, retroactively increase, or otherwise diminish the entitlement of anyone who has already completed a purchase at a prior price.
2.4 Refunds
Requests for refunds of the Unlock Fee are handled through Google Play’s own refund process, which may be initiated directly through the Google Play Store or Google’s customer support channels, and are subject to Google’s applicable refund policies then in effect. We do not independently guarantee, extend, or override the refund terms offered by Google Play.
Nothing in these Terms excludes, restricts, or modifies any statutory consumer guarantee, right, or remedy that cannot lawfully be excluded, restricted, or modified under the Australian Consumer Law, the consumer-protection laws of the European Union or United Kingdom, or any other applicable law of your jurisdiction of residence, including, where applicable, any non-waivable right to a refund, replacement, or repair where the App fails to be of acceptable quality or fit for its disclosed purpose, or any statutory right of withdrawal for online purchases of digital content, to the extent such right has not been validly waived by your express request for immediate access to the unlocked functionality.
3. License Grant and Restrictions
3.1 License
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install, and use the App on a device you own or control, solely for your own personal, non-commercial use. This license is subject to, and does not override, the Free Trial and Fees provisions in Sections 2.2 through 2.4. Following expiry of the Trial Period without completion of the purchase described in Section 2.3, this license is limited to read-only use of the App as described in Section 2.2.
3.2 Restrictions
You agree that you will not, and will not permit any third party to:
- (a) copy, modify, adapt, translate, or create derivative works of the App, except as expressly permitted by applicable law notwithstanding this restriction (e.g., interoperability rights under EU Directive 2009/24/EC or equivalent);
- (b) reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of the App, except to the extent such restriction is prohibited by applicable law;
- (c) rent, lease, lend, sell, sublicense, assign, distribute, or otherwise transfer rights to the App;
- (d) remove, obscure, or alter any proprietary notices (including copyright and trademark notices) on the App;
- (e) use the App in any manner that violates any applicable local, state, national, or international law or regulation;
- (f) use the App to store, process, or transmit unlawful content;
- (g) circumvent, disable, or otherwise interfere with any security-related features of the App or any features that enforce limitations on use; or
- (h) use any automated system (bots, scrapers, etc.) to access or interact with the App in a manner not intended for ordinary human use.
3.3 Reservation of Rights
We reserve all rights not expressly granted to you in these Terms.
4. Your Content and Data
4.1 Ownership
As between you and us, you retain all ownership rights in the financial and personal information you enter into the App (“Your Data”). We claim no ownership rights over Your Data.
4.2 Local Storage; No Server-Side Backup by Us
Your Data is stored exclusively on your own device. We do not maintain any server-side copy, backup, or database of Your Data. Accordingly:
- You are solely responsible for backing up Your Data. The App provides optional manual and automatic local-backup features (writing files to your device’s Documents folder), but the responsibility for retaining, securing, and safeguarding those backup files rests entirely with you.
- We are not responsible for any loss of Your Data resulting from device loss, damage, theft, factory reset, App uninstallation, operating-system updates, storage corruption, or any other cause, whether or not within your control.
- Backup files created by the App are encrypted using a key generated and stored on your device (which may itself be included in your device’s own backup feature, as described in our Privacy Policy), and you may optionally add a further passphrase for extra protection when moving a backup to a different device or account. You are nonetheless responsible for safeguarding any such file against unauthorized access, in accordance with the guidance displayed within the App and described in our Privacy Policy.
4.3 License to Us (Limited)
Because Your Data never leaves your device except at your own initiative, we do not require, and do not receive, any license to host, reproduce, or otherwise use Your Data. If you voluntarily send us information (e.g., a support request, or a bug report containing an exported backup file), you grant us a limited, non-exclusive license to use that specific information solely to the extent necessary to respond to your request or address the issue reported.
5. No Financial, Legal, Tax, or Investment Advice
THE APP IS A PERSONAL BUDGETING AND RECORD-KEEPING TOOL ONLY. It is not a financial institution, broker-dealer, investment adviser, tax preparer, or accountant, and nothing in the App constitutes financial, legal, tax, investment, or other professional advice.
- Any calculations, projections, budgets, “safe to spend” figures, savings-goal timelines, or currency conversions displayed by the App are estimates for informational purposes only, based solely on the data you manually enter and, where applicable, third-party exchange-rate data that may be delayed, approximate, or unavailable (see Section 6).
- The App does not connect to, verify against, or reconcile with any bank account, credit card, or other financial institution. The accuracy of all figures displayed depends entirely on the accuracy and completeness of the data you enter.
- You should independently verify any financial decision and consult a qualified, licensed professional (e.g., a financial advisor, accountant, or attorney) before making significant financial, tax, or investment decisions. We are not liable for any financial decision you make in reliance on the App.
6. Third-Party Services and Currency Data
The App retrieves currency exchange rate data from a public, third-party data service (see our Privacy Policy, Section 5.1). We do not control, and make no warranty regarding, the accuracy, availability, or continued operation of this third-party service. Exchange rates displayed in the App:
- May be delayed, estimated, or based on a fallback table if the live service is unreachable;
- Are provided for general informational and budgeting purposes only; and
- Must not be relied upon for actual financial transactions, currency trading, or any purpose requiring guaranteed-accurate, real-time rates.
7. Intellectual Property
The App, including its source code, design, user interface, graphics, icons (including the Bento app icon and mark), and all related intellectual property, is owned by the Developer and/or its licensors and is protected by copyright, trademark, and other intellectual property laws. Except for the limited license expressly granted in Section 3, nothing in these Terms transfers any intellectual property rights to you.
8. Notifications
The App may request permission to send local device notifications (e.g., bill reminders, payday alerts). You may enable, disable, or adjust notification permissions at any time through your device’s operating-system settings or within the App itself. Notifications are generated and delivered entirely on-device and depend on the accuracy of data you have entered and your device’s notification settings (e.g., battery optimization, Do Not Disturb) functioning as expected; we do not guarantee delivery of any notification.
9. Availability, Updates, and Modifications
9.1 “As Is” Availability
We may modify, update, suspend, or discontinue the App (or any feature of it) at any time, with or without notice, for any reason, including to comply with legal requirements, platform policies, or for technical or business reasons. We do not guarantee that the App will be available, uninterrupted, timely, secure, or error-free at all times.
9.2 Updates
We may release updates to the App from time to time. Depending on your device settings, updates may install automatically. Continued use of the App after an update constitutes your acceptance of any changes to functionality described in the update.
10. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.
Without limiting the foregoing, we do not warrant that: (a) the App will meet your requirements; (b) the App will be uninterrupted, timely, secure, or error-free; (c) any calculations, projections, or currency conversions will be accurate or complete; or (d) any errors in the App will be corrected.
Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you, in which case such warranties are limited to the minimum scope and duration permitted by applicable law.
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE DEVELOPER, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE APP, INCLUDING WITHOUT LIMITATION:
- (a) any loss of Your Data, including data stored locally or in backup files;
- (b) any financial decision made in reliance on figures, projections, or currency conversions displayed by the App;
- (c) any unauthorized access to, or disclosure of, your backup files stored in shared device storage;
- (d) any act or omission of a third-party service referenced in Section 6; and
- (e) any unauthorized access to the App resulting from circumvention, loss, or compromise of the optional App Lock feature described in Section 2.1.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE APP OR THESE TERMS SHALL NOT EXCEED THE AMOUNT YOU ACTUALLY PAID TO US FOR THE UNLOCK FEE, IF ANY.
Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.
12. Indemnification
To the maximum extent permitted by applicable law, you agree to indemnify, defend, and hold harmless the Developer and its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with: (a) your use or misuse of the App; (b) your violation of these Terms; or (c) your violation of any rights of a third party.
13. Termination
13.1 By You
You may stop using the App and uninstall it from your device at any time. Because Your Data is stored locally, uninstalling the App will delete the App’s private on-device data (though not any separately exported backup files residing in shared storage; see Section 4.2).
13.2 By Us
We may suspend or terminate your access to, or your license to use, the App at any time, with or without cause or notice, including if we reasonably believe you have violated these Terms, discontinue the App generally, or are required to do so by an app-store operator or applicable law.
13.3 Survival
Sections 2.3 through 2.4 (as to fees already paid and refund rights), 4 (as to accrued rights/responsibilities), 5, 7, 10, 11, 12, 14, and 15 shall survive any termination of these Terms.
14. Platform Terms
Your use of the App is also subject to the applicable terms of the platform through which you downloaded it (e.g., the Google Play Terms of Service, or the Apple Media Services Terms and Conditions/App Store rules, as applicable). In the event of a conflict between platform terms and these Terms as to platform-specific obligations, the platform’s terms shall govern to the extent of that conflict.
Where the App is distributed via Google Play, purchases of the Unlock Fee described in Section 2.3 are processed by Google Play Billing, and Google’s own Terms of Service and refund policies govern that payment transaction directly. You acknowledge that Google is not a party to these Terms, is not responsible for the App’s functionality or content, and has no obligation to provide support or maintenance services for the App beyond its role in processing payment transactions and providing purchase-restoration functionality through your Google account. Where the App is distributed via the Apple App Store, you acknowledge that these Terms are between you and the Developer only, not Apple, and Apple has no obligation to furnish any maintenance or support services with respect to the App; in the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the App to you, to the maximum extent permitted by applicable law, and Apple has no other warranty obligation whatsoever with respect to the App. Apple is a third-party beneficiary of these Terms as related to your license to use the App, and, upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary thereof.
15. General Provisions
15.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of Australia, without regard to its conflict-of-laws principles, except to the extent such choice of law is prohibited by a mandatory consumer-protection law of your jurisdiction of residence, in which case the mandatory provisions of that law shall apply.
15.2 Dispute Resolution / Venue
Any dispute arising out of or relating to these Terms or the App shall be subject to the exclusive jurisdiction of the courts located in Australia, and you and we each consent to personal jurisdiction there, except where applicable consumer-protection law grants you the right to bring a claim in your own jurisdiction of residence, which right is not waived by this clause.
15.3 Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, or if it cannot be so modified, severed, and the remaining provisions of these Terms shall continue in full force and effect.
15.4 No Waiver
Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
15.5 Assignment
You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. We may assign these Terms without restriction, including in connection with a merger, acquisition, or sale of assets.
15.6 Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the App and supersede any prior agreements, whether written or oral, regarding the App.
15.7 Changes to These Terms
We may revise these Terms from time to time. The “Last Updated” date at the top of this document will reflect the date of the most recent revision. Material changes will be highlighted within the App where reasonably practicable. Your continued use of the App after revised Terms become effective constitutes your acceptance of the revised Terms.
16. Contact Us
If you have any questions about these Terms, please contact us at: